You’ve probably been earning a paycheck for decades and have a routine for paying your bills and deciding how much to spend on basic living expenses, entertainment, travel, and other financial goals.  How will this change once you fully retire?

Will you receive a pension and if not, will Social Security cover most of your typical monthly expenses?

How will you spend down the balances in all of your different types of retirement accounts? 

We will discuss how your living expenses are likely to evolve over the course of your retirement and how to access the money in your retirement savings in a tax-efficient manner.

We will also discuss changes to retirement account distribution rules set forth in the Secure Act.

How can asset protection trusts be structured to provide for further income during your lifetime?